Georgia Bankruptcy Law Network

Georgia Bankruptcy Law Network

Bankruptcy Questions Answered by Georgia Bankruptcy Law Professionals

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Do I Need A Lawyer For A Home Loan Modification?

Home loan modifications have been a really big deal the last few years.  The reality, however, is that the number of actual successful modifications is far less than originally “promised” by politicians, lenders and others involved in the process.  Tales of lost documents, months-long delays, and then denials abound.  Given that, is it necessary or… Continue Reading

Online Advice (AVVO, LawGuru…) Is Not A Substitute For Your Own Lawyer.

I have participated on forums such as AVVO and LawGuru in the past, and found they can be pretty useful most of the time.   People are able to post general questions about legal issues (or potential legal issues) that might come up in daily life, and they usually get pretty good answers.  Yes, you have… Continue Reading

Who Has Final Responsibility For Making Sure Bankruptcy Schedules Are Correct?

In consumer Bankruptcy cases, especially Chapter 7 cases, completing the Schedules is one of the most important tasks.  The Schedules identify (among other things) all your creditors, your property (and values of the property), your exemptions, income and expenses.  In Chapter 13 cases, they will show the disposable income that will be paid to the… Continue Reading

Stopping A Foreclosure In Georgia – Bankruptcy and Other Options

Many Bankruptcy cases in Georgia, and other states, are filed to stop a foreclosure of the family home.  They are not filed only because of the foreclosure, but the realization that the family home is about to be lost is usually the final straw after a period of financial problems.  It is certainly understandable that… Continue Reading

Should You File A Chapter 7 For Your Small Business?

I frequently get calls from individuals who own small or mid-size businesses that are experiencing financial difficulties and need to close their doors.  They often assume that they should file a bankruptcy petition on behalf of the business if it is a separate business entity.  Often, filing the petition for the business does no good,… Continue Reading