Georgia Bankruptcy Law Network

Georgia Bankruptcy Law Network

Bankruptcy Questions Answered by Georgia Bankruptcy Law Professionals

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Beware Of Scams! Criminals Are Posing As Court Officials And Federal Marshals And Threatening Arrest Unless Payments Are Made!

  The following news release discusses a rise in a scam involving criminals impersonating federal court and law enforcement personnel. Across the United States, individuals posing as federal court officials and U.S. Marshals are targeting citizens, threatening them with arrest unless they pay. “This year’s scams are more aggressive and sophisticated than we’ve seen in… Continue Reading

Can I Choose To Pay Someone Back After My Bankruptcy Discharge?

You have filed and completed your Chapter 7 or Chapter 13 Bankruptcy case, and finally received your all-important discharge.  Unless you have very unusual circumstances, you did not officially reaffirm any of your debts in your case.  However, now you have thought about it and you want to pay back a certain pre-petition debt that… Continue Reading

Federal Student Loan Forgiveness Program For Borrowers With Disabilities

The U.S. Department of Education recently announced a new process to identify and assist borrowers with disabilities who may be eligible for Total and Permanent Disability (TPD) federal student loan discharge.  More information about qualifications and the application process can be found by clicking here.  You can also read the April 12, 2016 Press Release… Continue Reading

I Am Behind On Child Support – Can I File For Bankruptcy To Stay Out Of Jail?

Falling behind on child support payments is a bad situation for everyone.  Not only are their serious legal issues involved, there are often very strong emotions in play.  In Georgia and probably all other states, the failure to pay child support can land the non-paying parent in jail (usually after clear warnings from a judge). … Continue Reading

Why Are Old Debts Still On My Credit Report After They Were Discharged In My Bankruptcy Case?

The primary goal of most Bankruptcy cases is to get a discharge of some or all of your debts.  The discharge order is an important document that will permanently protect you from future attempts to collect all debts that were discharged, and you have your important “fresh start.”  It is your time to move on… Continue Reading

Do I Need A Lawyer For A Home Loan Modification?

Home loan modifications have been a really big deal the last few years.  The reality, however, is that the number of actual successful modifications is far less than originally “promised” by politicians, lenders and others involved in the process.  Tales of lost documents, months-long delays, and then denials abound.  Given that, is it necessary or… Continue Reading

Online Advice (AVVO, LawGuru…) Is Not A Substitute For Your Own Lawyer.

I have participated on forums such as AVVO and LawGuru in the past, and found they can be pretty useful most of the time.   People are able to post general questions about legal issues (or potential legal issues) that might come up in daily life, and they usually get pretty good answers.  Yes, you have… Continue Reading

Never Buy A Car At “Buy Here/Pay Here” Car Lots!

You see the signs all over the place.  “BUY HERE PAY HERE!”  “NO CREDIT CHECK!!”  “APPROVED!!”  “BAD CREDIT OK!!”  This is an awesome deal for people with poor credit, such as people just out of a Bankruptcy case, right?  These companies provide a good service and help people rebuild their financial lives and give them… Continue Reading

Atlanta-Based Debt Collector, Zenith Financial Group, Shuts Down

The Governor’s Office of Consumer Protection recently shut down Zenith Financial Group, a Metro Atlanta-based collection agency.  As part of the agreement, Zenith agreed to cease collections on $3.1 in purported debt. Zenith was accused of violating the Georgia Fair Business Practices Act by threatening consumers with arrest or imprisonment and concealing that its collectors… Continue Reading